1. Figure out WHY you want your credit repaired. (Yes it’s VERY important that you have your credit up to par just incase you have an emergency situation that forces you to use your credit rating. This may help you to obtain better interest rates, thus saving you money in the long run). Being prepared is an important part of using one’s credit wisely.

2. Obtain a copy of your credit report (with or without the credit scores, it’s better to know you credit scores, but it’s not needed for this process). You’re entitled to free credits report from the three credit bureaus (Experian, Equifax, and Transunion) every 12 months and can retrieve all three at Annualcreditreport.com.

3. Bring or fax your credit reports to Life’s Keys Credit and Business Advisors. (This step is to ENSURE that we as a company can help you the individual because we understand that each case is different. We don’t believe in giving out “general” information because “general” information doesn’t suit each individual case. In order to serve you best we want time to analyze your reports to make sure that we exhaust every possibility in improving your credit worthiness.)

4. Set up a time to meet with one of the Life’s Keys Credit advisors. This could be over the phone or in person. (We believe in consultation to let you know HOW we’re going to help you out, and if we can help. Unlike other companies that guarantee that they can help EVERYONE, we understand that each case is different and don’t prey on the customers. Some clients might need extended service while others might not need any service at all; again each case is different.

5. Sign up!!! Sign up for the program that best suits your situation. We offer a wide range of programs for the customers that need work done immediately, to the customers who have time to wait to increase their credit standing.

6. Wait patiently. Instructions will be given to you by your credit advisor on when to call or when to set up additional consultations.

7. Bring /send the new credit reports to your credit advisor. When we do any work with the credit bureaus, they will send you and updated credit report. When you receive your reports send/bring them to your credit advisor so that they can determine if additional work will be needed.

8. Enjoy the benefits of having a great credit standing.